1) Log in or register, and click ‘send now’ to start your transfer. 2) Choose ‘cash pick up’ enter the destination and amount then chose to pay with a bank account. 3) Link your checking account to your Western Union profile (US accounts only). 4) Verify your bank account and complete your money transfer.
Money in Minutes service for pick up at an Agent location – generally delivered within minutes*. Next Day service for pick up at an Agent location is generally available the next day*. Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country.
How to Send Money In Person Search for an agent location near you. Complete the Send Money form. Give the agent the completed form with the applicable funds (including transaction fee) in cash .3. Save your receipt and tracking number (MTCN).
How it works is simple. You go into the location, write down the name and location of the person you want to send money to and choose how much you want to send. Western Union will then assess a fee. They can then take the number and their identification card to a separate Western Union location.
TransferWise vs Western Union: A comparison
|Fee *||Western Union||TransferWise|
|Exchange rate||Markup on the mid-market rate||Real mid-market rate|
Utility bills , rent, mortgage, or a car payment . You can trust Western Union to help you pay your bills fast.
With Western Union’s money transfer services, you always know the exchange rates and fees before you make a transaction. In addition to being one of the best ways to transfer money internationally, transfers of money between bank accounts are often less expensive than sending money for cash pickup.
How much money can I send with Western Union?
|Service||Limit per transfer|
|In Minutes, Three Day, and WU® Pay||$2,999|
|Mobile Money Transfer||$500|
|Bill Payments/Quick Collect||$2,500 per 7 days to a biller (certain states have a limit of $400 only)|
Both ‘ Money in Minutes ‘ and ‘Three Day Service’ require the sender to log in to their Western Union profile. With ‘ Money in Minutes ‘ the sender pays with either a debit or credit card, and with the ‘Three Day Service’ the sender must link their US bank account to their profile.
You can avoid these fees by using a debit card. * Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates . Fees , foreign exchange rates , and taxes may vary by brand, channel, and location based on a number of factors.
Western Union is a legitimate business that provides valuable services, but it has become a favorite tool of online thieves. When transferring money using Western Union , the money is gone and there is no way to reverse the payment once the recipient of the funds leaves the Western Union office.
5 Best Ways to Send Money Internationally TransferWise. OFX. Xoom. MoneyGram. Western Union.
Advantages and Disadvantages There are no limits with bank transfers . Western Union’s fees increase when you send more money, while a bank’s fees typically stay the same. The fees for international bank wires can be significant and you might not know what fees will be deducted along the way before the money arrives.
Receiving your money with Western Union – bank transfer Your full name and address – name must be the same as shown on the bank account. Your mobile number. Bank name, account number and bank code. Confirmation of the purpose of the remittance.
In order to pick up money you will have to: Complete the To Receive Money form. Give the form to the Agent clerk with your government -issued photo ID . Please provide Money Transfer Control Number (MTCN). Review and sign the receipt. The Agent clerk will give you the money and a copy of the receipt.